| A1 Debt Consolidation Loan Company offers debt consolidation loans to reduce your interest owed with fixed payments solutions. Start saving money instantly by consolidating all of your credit cards debts and adjustable rate loans into one easy low payment loan.
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Your monthly savings can be cut more than in half!! Get back in control of your debt, and make the most of all financial opportunities as a homeowner.
All of our Debt Consolidation Loan programs are available whether you have any tangible equity earned in your home. Paying off credit card debts can save you a small fortune over the term of the loan.
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100- 125% LTV (Loan To Value )
The A1 Debt Consolidation Loan Company offers a refinance solution for select homeowners to borrow money to 125%. (LTV= Loan To Value.) This loan is most commonly used to consolidate debts. If you apply, this loan will combine all of your debts into an installment loan.
Benefit: One low monthly payment, reduced interest and more savings over time
Downside: Interest rates are higher than 100% home equity loan refinancing. You also may not be able to deduct the total loan amount with a 125% LTV. In most cases the only thing that you can deduct is the value of the home. The other concern would be if you decided to sell your home. When you sell your home, the 1st and 2nd mortgage companies are the first to get paid at the closing of escrow.
Contact your A1- loan agent for more details. 125% LTV is ideal for owner's that have little to no equity in their home. See Refinancing and Home Equity for more options.
Non-Homeowner?
We have a new 2007/2008 programs with unsecured loans. Click here! | 
